SERVICES

We offer a wide array of fully guaranteed insurance solutions, both financed using lender funds or self-funded, to ensure a maximum transfer of wealth to lower generations, while minimizing tax implications. The key is, our financed insurance is not dependent upon non-guaranteed insurance illustration.

Clients are able to pass wealth to generations beyond their immediate descendants, without triggering the Generation Skipping Transfer Tax.

For those who want to benefit a charity, to include one’s own private foundation, while passing increased wealth to heirs.

We offer the ability to fund a buy-sell agreement while the business partners are actively engaged in the business, while providing an exit to a retiring partner funded using insurance.

A business owner is able to sell a company to their heirs, with the purchase being made using interest, only. Our strategy mitigates the tax implications by incorporating fully guaranteed insurance.

A primary shareholder of a company uses insurance to ensure the future acquisition of another shareholder’s significant stock position to keep the stock off the open market, or in the hands of the company, itself.